💡 Quick Answer:
As of early 2026, Treasury Bill rates in Kenya are roughly in this range:
| Treasury Bill | Typical Current Yield |
| 91-day T-Bill | ~ 7.6% – 7.7% |
| 182-day T-Bill | ~ 7.7% – 7.8% |
| 364-day T-Bill | ~ 8.9% – 9.2% |
These rates come from recent auctions conducted by the Central Bank of Kenya.
How Treasury Bill Rates Work
Treasury Bills are issued weekly in Kenya with three maturities:
| T-Bill | Duration |
| 91-day | 3 months |
| 182-day | 6 months |
| 364-day | 12 months |
The interest rate is determined through weekly auctions, so the exact yield changes slightly every week depending on demand and economic conditions.
Example: How Much You Could Earn
If you invest KSh 100,000 in a 364-day Treasury Bill at around 9% yield:
- Amount invested: KSh 100,000
- Approximate interest: KSh 9,000
- Amount received after 1 year: KSh 109,000
(T-Bills are actually sold at a discount, but the result is similar.)
Why Treasury Bill Rates Change
Several factors influence T-Bill rates:
- Central Bank interest rate decisions
- inflation levels
- government borrowing needs
- demand from investors
For example, Kenyan T-bill yields have fallen significantly since their 2024 peak of around 16–17% as interest rates eased.
Quick Tip
If you want the latest weekly Treasury Bill rate, check the auction results on the Central Bank website because the yield updates every week.
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