Serrari MMF Average Index
What is an MMF?
A money market fund typically earns more than a bank savings account — with withdrawals in 24–48 hours.
How to Choose
Yield isn't everything — fees, minimums, and access matter too.
MMF vs Savings vs SACCO
Side-by-side comparison of yields, liquidity, and risk.
How Much Can I Earn?
Enter your amount and see projected returns across different funds.
Serrari Bond Ranking Index
Kenya bonds ranked by value — yield, price, and risk in one score.
What are Bonds?
Government and corporate debt paying fixed interest. Low risk, predictable returns.
How to Buy Bonds
Open a CDS account, buy directly via the CBK DhowCSD app.
Bonds vs MMF vs FD
Lock-in periods, rates, and access — which suits your timeline?
Yield Curve Explained
Why longer maturities pay more — and when the curve inverts.
Kenya Real Estate Dashboard
See which estates are priced for growth — and which ones actually pay.
Rental Yield Explained
Annual rent ÷ property price. The number that tells you if a property pays for itself.
Satellite Towns Growth
Satellite towns lead with 6.6% avg land appreciation vs 5.1% for Nairobi suburbs in 2025.
RE vs MMF vs Bonds
Capital gains vs passive income — the real returns of property.
Mortgage vs Cash Buy
Run the numbers on financing vs buying outright at today's rates.
Kenya Unit Trust Index
What is a Unit Trust?
Pool your money with other investors — a fund manager invests across stocks, bonds, or both.
How to Invest
Open with any CMA-licensed manager. Start from KES 5,000.
Unit Trust vs MMF
MMFs are lower-risk cash. Unit trusts offer higher returns but with market risk.
Risk & Return Spectrum
Money market (safe) to equity (volatile) — match your fund to your timeline.
Fixed Deposits Compared
KDIC-insured bank deposits ranked by published 12-month rate.
What is a Fixed Deposit?
Lock money with a bank for a fixed period and earn guaranteed interest. Up to KES 500K KDIC-insured.
FD vs MMF vs Bonds
Most published FD rates (3-9%) are below MMF average (~9.4%). FDs offer KDIC insurance but lock your money.
15% Withholding Tax
Bank interest is subject to 15% WHT, deducted at source. Infrastructure bonds are tax-free.
Negotiate Your Rate
Published rates are retail minimums. Deposits above KES 1M can negotiate higher with the treasury desk.
Savings Accounts Compared
Bank and M-Pesa savings ranked by verified interest rate.
Bank vs M-Pesa Savings
M-Pesa products (M-Shwari, KCB M-Pesa) offer 6-7.5% vs traditional bank savings at 0.5-5%.
Savings vs MMF
Most savings rates (0.5-7.5%) are below MMF average (~9.4%). Savings offer KDIC insurance; MMFs offer higher returns.
15% WHT on Interest
All bank savings interest is subject to 15% withholding tax, deducted automatically.
Compare Net Returns
A 7.5% savings rate after 15% WHT gives you 6.4% net. Compare with MMFs and FDs.
Kenya Crypto Index
Crypto prices in KES + USD, with Kenya context and risk notes.
How to Buy Crypto in Kenya
Step-by-step: M-Pesa to Binance P2P to your wallet.
P2P vs Exchange
Binance P2P uses M-Pesa but has premiums. Luno is simpler with fewer coins.
Crypto Tax in Kenya
KRA treats crypto as property — capital gains apply. What you need to report.
Security Essentials
Hardware wallets, 2FA, seed phrase backup — protect your assets first.
Stablecoin Yield Index
Digital dollars + yield ranges across CeFi and DeFi — with clear risk labels.
What are Stablecoins?
Dollar-pegged crypto tokens for earning yield without price volatility.
CeFi vs DeFi Yields
CeFi is simpler but has counterparty risk. DeFi is self-custody but more complex.
Access via M-Pesa
Buy USDT/USDC with M-Pesa through Binance P2P and local exchanges.
Risks to Know
De-peg events, smart contract exploits, platform insolvency — understand before depositing.
Financial Products Marketplace
A guided shortlist of where to invest — by product, minimums, fees, and access method.
Compare Side-by-Side
Stack up to 4 products and see every detail
Product Quiz
Answer 5 questions, get matched to your ideal product
All Verified
Every product regulated by CMA, CBK, IRA, or SASRA
Serrari Investor Circle
Curated model portfolios, weekly research, and a community of serious investors building long-term wealth.
Coming SoonJSE All Share Index
Why JSE Matters for Africa
Africa's largest exchange with R20T market cap — larger than all others combined.
Gold & Mining Story
Mining now ~30% of JSE. Gold Fields and AngloGold lead the gold bull market.
How to Invest from Kenya
Buy JSE ETFs via Interactive Brokers, or access dual-listed stocks on the LSE/NYSE.
JSE vs NSE Kenya
JSE up 37% YoY vs NSE modest gains. But ZAR currency risk is significant for KES investors.
Nigeria NGX All Share Index
The "Super-Cycle" Rally
NGX gained 51% in 2025 and +25% more in early 2026 — best since 2007.
MTN & Telecoms Story
MTN + Airtel = ₦25T combined — about 20% of the entire Nigerian market.
How to Invest from Kenya
Nigerian fintech apps (Bamboo, Chaka), global brokers, or Africa-focused ETFs.
The Naira Effect
NGN lost ~60% vs USD since 2022 but now stabilising. FX reserves at 13-year high.
Egypt EGX30 Index
Why EGX Matters
Only African exchange in MSCI Emerging Markets alongside SA — global funds must allocate.
The Reform Story
EGP float, 800bps rate cuts, $35B Ras El Hekma deal restored confidence.
How to Invest from Kenya
MSCI EM ETFs, VanEck EGPT fund, CIB GDRs on London, or global brokers.
Suez Canal & Geopolitics
Red Sea attacks slashed canal revenue. Potential reopening is a major upside catalyst.
Africa Macroeconomic Indicators
Interactive Africa Map
Choropleth map of 54 countries — color by GDP, growth, inflation, CB rates.
Compare Economies
Select 2–6 countries and compare GDP, inflation, rates, and debt side-by-side.
Central Bank Rates
BCEAO 3.50%, BEAC 4.75%, Nigeria 26.5%, Zimbabwe 35% — all 54 tracked.
2026 Easing Cycle
6 of 9 African central banks cut rates in early 2026. Ghana most aggressive at -250bps.
Carbon Markets & ESG Tracker
What is ESG Investing?
Environmental, Social, Governance — investing with ESG criteria alongside financial returns.
Carbon Offsets Explained
How companies buy credits to compensate emissions — and what they cost.
Green Bonds vs Clean Energy
Fixed income stability vs equity upside — two paths to climate investing.
Carbon Cost Calculator
Estimate the carbon offset cost for flights, events, or business operations.
Global Market Indexes
What is an Index?
A basket of stocks representing a market. When the index rises, the market is up.
How to Invest via ETFs
Track any index via ETFs like VOO (S&P 500), EWJ (Nikkei), STX40 (JSE) through global brokers.
5-Year Performance
Compare $10,000 invested in each index since 2020 — see who won and who lagged.
Year-by-Year Heatmap
Annual returns for all 10 indexes from 2020–2025 — color-coded by performance.
Crypto Index
Crypto prices in KES + USD, with Kenya context and risk notes.
How to Buy Crypto in Kenya
Step-by-step guide to buying Bitcoin using M-Pesa and local exchanges.
Fear & Greed Index
Market mood at a glance — currently at Extreme Fear (21/100) signalling caution.
KES Price Converter
All 27 coins priced in Kenya Shillings with real-time USD/KES conversion.
Top Coins by Market Cap
Full ranking table with 24h volume, 7-day sparklines, and ATH distance.
Stablecoin Yield Index
Digital dollars + yield ranges across CeFi and DeFi — with clear risk labels.
What Are Stablecoins?
Dollar-pegged crypto tokens for earning yield without price volatility.
CeFi vs DeFi Yields
Nexo up to 16% APY vs Aave 4–7% — what's the trade-off?
Access via M-Pesa
Buy USDT/USDC with M-Pesa through Binance P2P and local exchanges.
Risk Assessment
Platform risks, smart contract bugs, and depeg events explained simply.
What My Money Makes
See how much interest you'll earn at any rate.
The Power of Compounding
Watch how your wealth multiplies over time.
My "Double My Cash" Clock
Use the Rule of 72 to see your money grow 2X.
My Net Worth Tracker
See how your total wealth builds up every month.
My Monthly Savings Plan
Exactly what to set aside to hit your big target.
Future Cash in Today’s Money
What that future payout is actually worth right now.
What My Savings Grow Into
See what your total savings will grow into.
My Monthly Passive Income
The "salary" your investments can pay you.
What I’ll Pay for My Home
Estimate your monthly house payments in seconds.
My Money’s Buying Power
See how rising prices change what you can afford.
Which Investment Wins?
Compare two options side-by-side to see the best.
What I Actually Get to Keep
Your real profit after fees and taxes are gone.
My Serrari Freedom Number
The exact amount you need to be financially free.
My Quick Interest Earnings
See what your money earns at any rate
How My Money Snowballs
Watch compounding grow your wealth
When Will I Double My Money?
Rule of 72 at different rates
My Monthly Wealth Progress
Track how your net worth builds each month
My Roadmap to My Goal
How much to save monthly to reach your target
What Is My Future Cash Worth Today?
Present value of money you'll receive later
What Will My Savings Be Worth?
Future value of today's savings over time
My Future Monthly Paycheck
Income your investments can generate
My Monthly Mortgage Budget
Estimate your home loan repayments
How Inflation Hits My Wallet
See how rising prices erode your money
Choosing My Best Investment
Compare options side by side
My Actual Take-Home Profit
Net returns after fees & taxes
My Serrari Freedom Number
The amount you need to be financially free