💡 Quick Answer:
Pesalink is a service that allows people to transfer money instantly between bank accounts in Kenya, even if the accounts are in different banks.

Pesalink is operated by the Integrated Payments Services Limited and supported by many Kenyan banks.

Imagine This

You want to send KSh 10,000 to a friend who uses a different bank.

Normally, bank transfers could take hours or even a day.

With Pesalink, the money moves almost instantly from your bank account to theirs.

What Is Pesalink?

Pesalink is a bank-to-bank instant payment system in Kenya.

It allows customers to send money directly between bank accounts without waiting for long processing times.

Many banks in Kenya support Pesalink.

Examples include:

• Equity Bank Kenya
• KCB Bank Kenya
• Co-operative Bank of Kenya
• Absa Bank Kenya

How Pesalink Works

The process is simple.

Step 1: Open Your Bank App

Log in to your bank’s mobile banking app or internet banking platform.

Step 2: Select Pesalink Transfer

Choose the Pesalink transfer option.

Step 3: Enter the Recipient Details

You can send money using:

• bank account number
• phone number (if linked to a bank account)

Step 4: Confirm the Transfer

Once confirmed, the money is transferred instantly to the recipient’s bank account.

Pesalink Transfer Limits

Pesalink supports fairly large transfers.

Typical limits may include:

Limits may vary depending on the bank’s policies.

Advantages of Pesalink

Pesalink offers several benefits.

✔ instant bank transfers
✔ works across different banks
✔ convenient through mobile apps
✔ no need to visit a bank branch

It makes bank transfers much faster.

Pesalink vs M-Pesa

Many people compare Pesalink with mobile money transfers.

Both services are widely used in Kenya.

Example

Imagine sending:

💰 KSh 25,000

from your bank account to a friend at another bank.

Using Pesalink, the money arrives within seconds.

Frequently Asked Questions

Do all banks support Pesalink?

Many major banks in Kenya support the service.

Is Pesalink safe?

Yes. Pesalink transfers are processed through regulated banking systems.

Can I send money using a phone number?

Yes, if the phone number is linked to a bank account.

Final Thoughts

Pesalink makes transferring money between bank accounts in Kenya fast and convenient.

It is especially useful for people who want instant transfers between different banks without delays.

Quick Tip

Check your bank’s mobile app to see if it supports Pesalink transfers.

Photo Source: Google